MilFi — Military Finance Toolkit

Quick Overview

TSP Balance (proj)

$0

—

Starter Loan Balance

$0

—

Monthly Budget Surplus

$0

after savings & debt

Runway (months)

0

emergency fund coverage

Save progress locally No sign-in required Offline calculators

TSP Projection (next 12 mo)

Assumes current inputs in TSP Planner.

Inputs

Current Balance ($)

Monthly Contribution ($)

Employer Match (%)

Expected Annual Return (%)

Years

Results

Projected Balance

$0

—

Total Contributions

$0

incl. match

Estimated Growth

$0

balance − contributions

USAA/NavyFed Career Starter — Inputs

Loan Amount ($)

APR (%)

Term (months)

Payment Deferral (months)

Monthly Extra Payment ($)

Summary

Monthly Payment

$0

first due after deferral

Total Interest

$0

over term

Payoff Time

0 mo

with extra payments

Mo	Payment	Interest	Principal	Balance

VA Loan Affordability (Estimate)

Gross Monthly Income ($)

Monthly Debts ($)

Target DTI (%)

Rate (APR %)

Term (years)

Taxes (% of price / yr)

Insurance ($/yr)

HOA ($/mo)

Funding Fee (%)

Estimate

Max Home Price

$0

est. PITI + HOA

Loan Amount (incl. FF)

$0

funding fee financed

Monthly Budget

Take-Home Pay ($/mo)

Housing ($/mo)

Food ($/mo)

Transport ($/mo)

Other ($/mo)

Savings ($/mo)

Overview

Surplus

$0

monthly

Savings Rate

0%

of take-home

Runway

0 mo

if savings = emergency fund

Resources & Notes

SCRA interest cap: Certain pre-service debts may be capped at 6% while on active duty. Check lender process.
BAH/BAS planning: Factor local BAH into housing budget. Consider roommate/geo-bachelor trade-offs.
VA Loan: No PMI, flexible credit; funding fee varies by use/waiver (service-connected disability may waive).
TSP under BRS: Contribute at least 5% to capture full match once eligible on active duty orders.

Note: Calculators provide estimates only—confirm specifics with your lender/finance office.